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OzBargainer
Cashback Offer

Hello OzBargainers, 

 

Are you paying too much on your home loan?    

 

Our panel of lenders could help save you money with highly competitive rates, and potential lender cashback incentives of $1,000 to $5,000.  

 

Plus until 30 Sept 2023, you also can get up to $10,000 in BROKER-PAID CASHBACK.   

Our BROKER-PAID CASHBACK is in addition to any cash-backs you may get from lenders.  Where possible, our team will always preference lenders that give you lender cash-backs as well *

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For example, if we re-finance your eligible home loan to ANZ Bank with a loan balance of $510,000 and LVR of less than 80%, then you would receive $4,000 cash-back from ANZ bank (accurate as of 7 July 2023)*, and also receive another $1,000 Broker-Paid Cashback.   That is a total of $5,000 cash back if we work with you. 

 

Have questions about cash backs for different LVR and different loan amounts?  Please email your scenario and cash-back questions immediately to ozbargain@fairlanefinance.com.au   

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Some sensible T&Cs for the BROKER-PAID CASHBACK apply, such as...

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  • The loan balance applicable will be based on the lender's commission calculation method, which is what the broker commission is based on.  This is generally the amount minus the amount in your redraw facility & offset account. 

  • Broker-paid cashback is paid in the month after the period where the broker commission is no longer refundable to, or “clawback” by the lender. This period is typically around 18 or 24 months from loan settlement, or typically much sooner for lite-doc mortgages.

  • Not applicable to home loans packaged with commercial lending, or for construction or bridging loans. 

  • Applicable for either a refinance or a property purchase, where we don't need to extend the pre-approval or submit another application. 

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Our BROKER-PAID CASHBACK can be used in conjunction with any lender on our panel including NAB, ANZ, Westpac, St George, BankWest, UBank, CBA, ME Bank, AMP, Bank of Queensland, BoQ, BoC and more! 

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Cash backs can only happen if the loan gets approved.  Our team can get your loan approved, with a faster turnaround time.  

 

Our home loan broker service to you is 100% free-of-chargeWe will not charge you broker fees for this service. 

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To get this offer, email us at OzBargain@Fairlane.com.au and tell us more about your home loan needs. Or request a call-back.

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We look forward to helping you refinance or buy a property, get your cash-back and save money.

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Josh F.

Bespoke Mortgage Specialist

Fairlane Finance
E: ozbargain@fairlanefinance.com.au  

M: 0426 992 808
Share this page: www.fairlane.au/ozbargain 

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Fairlane Finance Pty Ltd ABN 76 660 851 141  is a credit representative (542026) of BLSSA Pty Ltd ACN 117 651 760 Australian Credit Licence 391237. The information provided is general advice, and on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates are subject to change. Approved applicants only.  

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* Lender cash back:  Lenders' terms & conditions apply. Lender cash back criteria may vary between different lenders such as the minimum loan size, loan-to-valuation ratios, comparison rates and lender fees.  Lenders may vary or withdraw cashback offers at any time without notice.  Lender fees, charges, eligibility criteria apply.

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