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JOSH FOO

PRINCIPAL

I want to begin by sharing a story with you.  ​In 2012, just before the Sydney property boom, I knew of people who have pre-approval for a property loan. They took the pre-approval to buy two studio apartments in Perth, just as the Perth market was about to decline.   Suffice to say, the net equity outcome as a result wasn’t to their expectations, even though the loan was done beautifully.    Getting a loan approved is a very narrow way of looking at what we can do for you. We like to see ourselves as companions in your journey so that, on your journey we can bring out the best version of what your circumstances could be.    In fact, when you work with us, we don’t think, it will take a long time at all to get to where you need to go. That's because when you have the right people, the smart people and the smart advice from competent people in our team who are genuinely acting in your best interest, you are on the fastest route possible.  We know our clients need to get to somewhere.  Some clients want a sizeable passive rental income.   Others want to live in a nice place near work and near family.  Business owners want to buy their own commercial property because they are sick and tired of paying rent that goes up 3-7% every year.   Whatever goals you have, we can get you the best loan product and the lowest rates.  But if that is all we can do for you, then how are we different to our peers?    ​At Fairlane Finance, the funding we get for you is not the finish line but the beginning of a journey together towards shaping your future.   When you partner with forward thinking and competent people in our team, you are getting the maximum vantage point to see all possibilities on the journey ahead, and that will save you time, money and unnecessary pain.  ​I look forward being your companion in getting to your first destination and beyond.

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ABOUT
FAIRLANE FINANCE

Level 22, 56 Pitt St
Sydney NSW 2000

At Fairlane Finance, we believe that everyone should have access to funding services.

 

We are MFAA qualified, a member of the Australian Financial Complaints Authority (AFCA) and a credit representative of Loan Market Group (Australia's largest privately-owned aggregator). This allows us to provide our customers with the confidence that their home loans and business lending needs are taken care of.

Loans is what we do. We do them well, and we love doing it.

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MORTGAGE & FINANCE BROKER SYDNEY

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© 2025 by Fairlane Finance Pty Ltd ABN 76 660 851 141, a credit representative of BLSSA Pty Ltd ACN 117 651 760 Australian Credit Licence 391237. 

 

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates are subject to change. Approved applicants only. 

 

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